Terms & Conditions

Legal Statement, Disclaimer and Copyright

We recommend that the recipient always seek independent advice
from professional advisors in relation to all business matters. We
do not purport to be professional advisors in any form whatsoever
and offer the information contained in this document, in all its
forms, for discussion and/or illustration purposes only and it is
general in nature and does not constitute financial advice.

We are not engaged in rendering legal, accounting, professional or
other advice or services.The matters referred to in this document
are for educational and information purposes only. Check with
your lawyer, accountant, or other professional advisor before using
this information contained herein.

No reliance should be placed on the contents of any of the
information, products or services in this document without first
obtaining advice from a qualified professional person. You should
not act on any information, products or services provided before
you have formed your own opinion through investigation and
research as to the suitability of the information, products or
services for your circumstances.

Expected income is based on assumptions and those expected
income will change depending on the accuracy of such assumptions.
There is no promise or warranty provided that such
assumptions are or will be accurate.
We make no express or implied claims that you will make money
as a result of following our advice and/or being involved with our
services or products.

Every effort has been made to ensure that the information provided
herein is accurate, however no person should rely on the
information herein to make a financial or investment decision. We
do not represent or warrant that the information in this document is
accurate, reliable, complete or current.


To the fullest extent permitted at law, this document and the
information contained herein is provided on an “AS IS” basis and
we make NO, and expressly disclaim all, representations or
warranties of any kind, expressed or implied, with respect to this
document or the information, content, materials or products
included herein including their accuracy, reliability or
completeness. In particular, we do not accept any liability for any
errors or omission of information supplied in this document.

While every attempt has been made to verify the information in this
document, we do not assume any responsibility for any error,
inaccuracies, and or omissions or assume any responsibility or
liability whatsoever on behalf of any recipient or reader of these
materials. Any slight on people, organizations, companies or
products are unintentional. The income statements and examples
in this document are not intended to represent or guarantee that
everyone will achieve the same results. Each individual’s success
will be determined by his or her desire, dedication, effort and
motivation. There is no guarantee of the results stated here. You
recognise any business endeavour has inherent risk.

Nothing in or arising from this document is intended to be, or
constitutes the providing of, financial products, advice nor are we in
any way dealing in a financial product. We are not, and do not
represent in any way that we are, the holders of an Australian
Financial Services licence.

Except as specifically stated in this document, to the fullest extent
permitted at law, we will not be liable for any damages to any
person, organization, recipient, third party or otherwise arising out
of, or in connection with the use or reliance upon this document or
the information, content, materials or products included
herein. Your use of the document and the information contained
herein and/or purchasing of any products or services or arising
there from is entirely at your risk.

This is a comprehensive limitation of liability applying to all
damages of any kind, including (without limitation) compensatory,
direct, indirect or consequential damages, loss of data, income or
profit, loss of or damage to property and claims of third parties.
You agree that we are not responsible for any success or failure
that you or your business may experience as a result of any
information presented or any products or services offered.
You, freely and of your own will, choose to implement concepts
outlined. You will do so with skill and common sense. You will not
hold us liable or accountable in any way for any failure of the
service to live up to your expectations.


Copyright exists on this document and its content including but not
limited to designs, images, copy, specification etc. Other than for
the purposes of and subject to the conditions described under
the Copyright Act 1968 (Cth), the document or any part thereof
may not in any form or by any means (including but not limited to
electronic, mechanical, micro-copying, photocopying, recording or
otherwise) be reproduced without our prior written consent. The
recipient understands, acknowledges, agrees and accepts that
consent to reproduce the document or any part thereof including
but not limited to designs, images, copy, specifications etc is not